RateBrief - January 23rd, 2026

Contrary to the news, mortgage rates are NOT plummeting; what is plummeting is the spread between the 10 yr and mortgage rates. Trump speaks at Davos about banning Wallstreet from buying homes and capping credit card interest rates.

RateBrief - January 15th, 2026

Mortgage rates declined slightly, treasuries remained steady. Trump buys $200B in MBS. Fed Chair Powell strikes Back.

Rate Brief - December 31st 2025

Rates drifted slightly, policy stayed put, and markets leaned further toward a January hold.

Rate Brief - December 30th 2025